Loading...
+971562341000 Csev7motors@gmail.com

Car Financing in Dubai

Everything You Need to Know

Car financing in Dubai has become an increasingly popular option for residents and expats looking to purchase their dream car without having to make a full upfront payment. With the rapid growth of the automotive sector in the UAE and the availability of a wide variety of financing options, buying a car—especially a premium pre-owned one—has never been easier. Whether you're a salaried employee or self-employed, there are flexible solutions that can match your income level and lifestyle. Major local banks and financial institutions offer tailored car loan packages that are both Shariah-compliant and conventional, giving buyers freedom to choose what best suits their needs.

Zero Down Payment

One of the standout features of car financing in Dubai is the 'Zero Down Payment' option, where qualified applicants can get approval without needing to pay anything upfront. This is ideal for first-time buyers or anyone who prefers to maintain liquidity. At C7 Motors, we've partnered with multiple leading banks in the UAE to offer our customers highly competitive interest rates, fast approvals, and a smooth, hassle-free experience. You can even trade in your old car and use it as a down payment for your new one.

Used Car Financing

Car financing is not only limited to brand-new vehicles. Thanks to improved regulations and bank policies, certified used cars are also eligible for full or partial financing—depending on the car's age, condition, and valuation Most banks provide financing terms ranging from 12 to 60 months, and your monthly installment can be calculated easily using our in-house Financing Calculator below.

Financing Journey Starts Here

Whether you're looking for a luxury sedan, SUV, or even an electric or hybrid vehicle, our sales and financing advisors are ready to guide you through every step—from vehicle selection to loan approval. Below you'll find everything you need to get started, including the required documents, a financing calculator, and a quick application form

Car Finance Calculator

AED
AED
%
%

Monthly Payment

AED 638

Car Price AED 42,000
Down Payment AED 8,400 / 20%
Total Loan Amount AED 38,287
Loan Period 5 Years
Total interest AED 4,687

📩 Quick Financing Request

📝 Basic Requirements for Car Financing in the UAE

  • Emirates ID (UAE Nationals) or Passport & Visa Copy (Expats)
  • Valid UAE Driving License
  • Salary Certificate or 3–6 months Bank Statement
  • Minimum Monthly Salary: 5,000 AED
  • Car should be less than 10 years old (most banks)

Frequently Asked Questions

Yes, many banks offer financing options for used cars up to a certain age, typically 8–10 years depending on the car's condition and value.

Absolutely. If your credit profile is strong and your salary meets the criteria, we can help you secure a loan with 0% down payment.

Typically, it takes 24 to 48 hours once all documents are submitted.

That's not a problem. Banks will evaluate your Debt-to-Income ratio (DTI) to determine your eligibility.

Yes. We offer trade-in evaluations, and the value can be used as part of your down payment.

Rates vary by bank, but typically range from 2.5% to 4.5% annually for qualified applicants.

Yes, our team handles the entire process on your behalf—saving you time and paperwork.