đź’¸ Car Financing in Dubai đź’¸
Everything You Need to Know
Car financing in Dubai has become an increasingly popular option for residents and expats looking to purchase their dream car without having to make a full upfront payment. With the rapid growth of the automotive sector in the UAE and the availability of a wide variety of financing options, buying a car—especially a premium pre-owned one—has never been easier. Whether you're a salaried employee or self-employed, there are flexible solutions that can match your income level and lifestyle. Major local banks and financial institutions offer tailored car loan packages that are both Shariah-compliant and conventional, giving buyers freedom to choose what best suits their needs.
Zero Down Payment
One of the standout features of car financing in Dubai is the "Zero Down Payment" option,
where qualified applicants can get approval without needing to pay anything upfront.
This is ideal for first-time buyers or anyone who prefers to maintain liquidity.
At C7 Motors, we’ve partnered with multiple leading banks in the UAE to offer our
customers highly competitive interest rates, fast approvals, and a smooth, hassle-free experience.
You can even trade in your old car and use it as a down payment for your new one.
Used Car Financing
Car financing is not only limited to brand-new vehicles.Thanks to improved
regulations and bank policies, certified used cars are also eligible
for full or partial financing—depending on the car’s age, condition, and valuation
Most banks provide financing terms ranging from 12 to 60 months, and your monthly installment
can be calculated easily using our in-house Financing Calculator below.
Financing Journey Starts Here
Whether you’re looking for a luxury sedan, SUV, or even an electric or hybrid vehicle,
our sales and financing advisors are ready to guide you through every step—from
vehicle selection to loan approval. Below you’ll find everything you need to get started,
including the required documents, a financing calculator, and a quick application form
đź“ť Basic Requirements for Car Financing in the UAE
- Emirates ID (UAE Nationals) or Passport & Visa Copy (Expats)
- Valid UAE Driving License
- Salary Certificate or 3–6 months Bank Statement
- Minimum Monthly Salary: 5,000 AED
- Car should be less than 10 years old (most banks)
